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Last Updated: 21.12.17  Link check: 15.01.09

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Finding Money, Jobs and Help For Almost Anything

A public service of Global Crisis


NEED HELP ? Unique to U.S. and Canada - CALL 211 (2-1-1) SOCIAL EMERGENCY HELPLINE - to speak with a live, highly trained person in your area 24/7 all languages, completely confidential: food, health, housing, utilities, job support, reentry, veterans, emergency assistance, other services in your area. www.211.org
Traditional emergency phones: U.S. Canada: Call 911 (9-1-1). Worldwide: click here


Page Index to top

  • Read This First
  • Find help at community level If you need any kind of help
  • Social security benefits to citizens (worldwide)
  • Benefits portals for citizens, selected countries
  • I Just need money, period
  • Working at home
  • Getting yourself out of debt (best found)
  • U.S. Grants to individuals Fed/NGOs
  • Britain: Grants to individuals, small business help
  • U.S. Federal grants to individuals, groups
  • U.S. if you are over 50
  • 50+ new entrepreneurs SBA (Eng Español) 
  • Obtain small loans to start business
  • National debt/benefits counseling services
  • How to go about debt reduction
  • Global job search
  • U.S. job search
  • Helping parents - very good advice and links
  • Volunteering - Everybody wins

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    Read This First
    In searching for a job, funding, material support, etc. be aware that there are many scams. Check out the following:    Excellent advice
    "Have you ever wondered if a job is real or a scam? Sometimes, it can be hard to tell the difference.  Here are some tip-offs to help you identify fake job offers and avoid job scams." Top 10 Job Scam Warning Signs
    Second, before we get into all the ways to find a job, make money and generally survive, take a moment to consider what volunteering can do for you - quite a lot as it turns out. Volunteering can provide you with new skills, broaden your horizons, open up new possibilities for a job, give back to the community, and help you enjoy the life you have while you are searching. As described by the contributor of the links below "Whether you build your salesmanship skills by helping a local animal shelter get donations or work on communication skills while volunteering at a youth center, the possibilities are endless. Best of all, you'll be making a rewarding and truly meaningful difference in your community. Below are some awesome articles I found with information on how people of all ages, abilities, and interests can volunteer in their area and build valuable skills in the process." Lexie Dy readyJOB.org

  • 20 Skills You Learn Volunteering to Help You Get a Job
  • 5 Ways to Use Your Professional Skills to Give Back
  • Volunteering While Coping With Recovery: 12 Ways
  • Family Guide to Volunteering
  • Turning Your Home's Yard into a Community Garden
  • Volunteer DIY In The Community


  • Third, I have been asked by a number of people how they can find funding to give them a chance to move ahead, to get out of a financial hole. When all of the traditional means of obtaining funding are closed for any number of reasons, where does one turn for help? This page will attempt to give some direction to those seeking for answers. Good luck.



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    I Just need money, period
  • Aidpage A very large community of people interacting with people. Some good advice, helpful information, blog entries. If you need help...Sign up here on Aidpage - free, takes about 1 minute. Post a new message with pictures and information about your current situation and your needs - it's easy, technical skills are not required.
  • Free Help Nationwide part of Aidpage above. This is a list of governmental and nongovernmental resources which can help you if living in the U.S. From their page: "The NATIONWIDE organizations listed below can assist you with your basic needs, including: food, clothing, rent, utilities, transportation, back to school needs, medical, dental, and holiday needs." Site also includes links to a number of blogs which provide information, and advice on finding help.
  • debtworkout Bankruptcy Alternatives and How To Get Money When You Need Money. Gives a list of possible routes you can take to find the money you need. Some good advice basically banking on your own common sense and suggesting some of the alternatives available.
  • Please Help Me Organization Provides help to those who are willing to help themselves. If you apply for help, be sure to fully read all of their material, including the four pages of their FAQs. Their statement pretty much defines their approach. "We put you on a program to get you back on your feet. We give you consultation, we give you support, we talk you through the problems and give suggestions of how to best deal with your financial issues. We find you ways you can make money legitimately to pay your bills."
    If you are interested, contact them and ask for their 'Please Help Me Form'.
  • Office of Family Assistance Handles the Child Care Bureau, Temporary Assistance for Needy Families (TANF) Program, Tribal TANF, and the Healthy Marriage Initiative. A program of the Office of Family Assistance (OFA), United States Department of Health and Human Services. For a very good description of the program please-help-me.org.


  • Before you leave this section, it helps to have some structure in your request. 'Help, I need $2,000 in a hurry' is not going to get you very far if you post that on a site or a forum.

    Here are some recent suggestions I wrote to someone requesting help.

    First, I know that there are people willing to help, but they need to be given a request which they can handle, and know that the individual they are helping has a specific way of generating money in the future. It is important for them to know that the financial aid given will, in fact, provide a basis for that to happen.

    Second, they need to be confident that you are who you say you are, and really need the help. Therefore, any background you can give would be helpful, as well as a reference or two which can be checked out.

    Third, you need to account for the reasons for your situation, and specific ways to prevent this from happening again in the future, plus actively starting to put these into practice.

    Fourth, you need to find the talents, the experiences, and the desires which will make any step forward a movement toward an achievable goal. Everyone has something which they like doing, are good at, or have some expertise or experience which is not being used at the present time. All of these may be made profitable even in the worst of times. It is important that you convey this sense of self knowledge to anyone seriously considering helping you.

    Fifth, the specific steps (not in detail, but in general), which will be taken to realize the stated goals towards sustainability, need to be presented. In this regard, realistic assessments of the possibilities or opportunities which actually exist within you and within your environment need to be made.

    When you have worked all these out, go out there and ask.



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    Working at home

    First: "In 2010 the Federal Trade Commission received 8,192 complaints involving work-at-home-business opportunities, flat with the previous year. The FTC estimates that only one in every 55 of these gigs is legitimate." 16 Work-At-Home Scams To Avoid

    It's worth your time to check out the advice given here from the Better Business Bureau before giving out info, money, time, etc. Don't Get Scammed: 4 Questions to Help You Land a Legit Work-From-Home Job

    Places where you can check to see if a program is spam.
     Before you buy a book, or a program, or sign up for a sure-fire-make-lots-of-money-fast offer on the web for work at home programs, check a number of sites with scam lists before you possibly lose your money.
  • Here is a site which checks out scams. 16 Work-At-Home Scams To Avoid
  • Sites we have found that we consider to be legitimate help for online jobs   
  • FlexJobs Usually, "if you have to pay for information about a job or for the opportunity to get the job, it's probably a scam". But, this is one of those times when it just may be worth paying the price of a coffee once a month - even if you don't drink coffee. Click on any company in the list to see the current open positions working from home in 2017 The Top 100 Companies Offering Remote Jobs  See the reviews of those who have received jobs through FlexJobs: The Price of a FlexJobs  Membership
  • Real ways to earn money on line
  • How To Find Legit Online Jobs? Here's How You Can Start! 
    Truly impressive site. Includes:
    Helpful E-Courses
    Start a Blog
    Earn Extra Money
    Newest Job Leads
    Non-Phone Jobs
    Free Newsletter!
  • Work From Home Guide: A list of legitimate, work-at-home job opportunities  Besides giving a list of legitimate work-from-home opportunities, the site also lists the top companies hiring for part-time, work-from-home jobs.
  • The 15 Best Freelance Websites to Find Jobs
    In general, the Entrepreneur site is a great site. Be sure to browse its contents. It can help you in any number of ways.
    10 Part-Time Jobs You Can Do From Home from AOL find a job.
  • Freebyte's Guide to Earning money on the Web Covers the real opportunities for working at home through your computer. Excellent page on how not to work at home, and online scams. Links to job sites, freelance, tutorials, Links to services if opening up your own online business. Also has a forum of people who can help and support each other. Marvelous site.
  • How to Find Online Jobs Lists a number of online job lists with cross country access. Also has How To on getting jobs, writing articles for eZines and eNewsletters.

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    Debt counseling services - national associations

    US, Canada, UK
  • National Foundation For Credit Counseling 1-800-388-2227 to speak to a counselor near you. Para ayuda en Espanol Ilama al 1-800-682-9832 Debt consolidation, avoid foreclosure, homeowner crisis resource center, consumer debt advice, credit counseling, cases of people helped, U.S. national locator for member agencies.

    US
  • Association of Independent Consumer Credit Counseling Agencies "AICCCA is a national membership organization, established to promote quality and consistent delivery of credit counseling services" Find a member counseling agency in your state. TOLL FREE REFERRAL LINE: 866-703-8787 to be connected to a credit counselor

    UK
  • Citizens Advice Bureau - UK Provides locator to find advice bureau near you. Free, confidential and independent advice from over 3,000 locations providing face-to-face, telephone, and in some cases email help. "... advice helps people resolve their debt, benefits, housing, legal, discrimination, employment, immigration, consumer and other problems and is available to everyone regardless of race, gender, sexuality, age, nationality, disability or religion."
  • Adviceguide Online help by Citizens Advice Bureau. Covers a range of topics in a range of languages. Also see Benefits to which you may be entitled in England
  • The Foundation for Credit Counseling is the umbrella charity for the Consumer Credit Counseling Service in the United Kingdom. Through its free national telephone service, ten regional centers and online CCCS Debt Remedy, CCCS is able to help people with debt problems wherever they live. free phone helpline 0800 138 1111

  • The UK Insolvency Helpline A free, independent and impartial debt advice service. 0800 074 6918.

    Other Countries
  • Or search for 'consumer credit counseling service' or 'debt counseling' in Google or other search engines.

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    Some self debt reduction plans which really work

  • Debt Snowball - The Truth About How to Get Out of Debt
  • The 12-Step Get-Out-of-Debt Program

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    Grants to individuals - Federal/Nonprofit
    Also see under United States Direct Government Assistance above

  • Types of GrantsGrants are listed by educational level (pre-college, undergraduate, graduate, post-doctorate funding ), population groups (Disabled, Gay/Lesbian/Bi/Trans, Minorities, Non-Traditional, Veterans, Women), and by many subject areas. Very comprehensive. Many educational grants but also non-educational. Depending on your population group, it may be very much worth your while to look at it.
  • Grants and Related Resources (not currently on line) List of all types of grants of which the above listing is only one part.
  • Variety International "Dedicated to improving the lives of children around the world". "Through our network of 50 Tents (or Chapters) in 14 countries, Variety reaches into communities across the globe to offer financial assistance and services to children and organizations that serve children with special needs."

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    Grants to individuals and small business help - Britain
  • http://smallbusiness.co.uk/
    Has a wealth of information which could be of value anywhere in the world and not just in the UK.
    Starting, Financing, Running, News, Blog, Get a loan, Get a grant, Law, Management, Opportunities, Outlook.
    If this is your first time on the site, each link has multiple pages as you scroll down (up to 14 and more in some cases) which are sometimes slow to load. So, be sure to plumb the depths.
    Real help now  (globalcrisis comment: Incredible resource)
    Gives Real help now for people and businesses in the UK for different regions of the UK, and for jobs, businesses, homes, personal finance, women, persons over 60, communities, etc.
    Although the site is from 2009, much of the information is valid today in 2017. For instance, under help for women: "one-stop online advice centre on Directgov. Visit www.direct.gov.uk/debtadvice.
    If you have money problems you can call the National Debtline for advice on 0808 808 4000 or visit the website www.nationaldebtline.co.uk."
    Where to find help with homes, jobs and finances when you need it February 2009 direct.gov.uk help with: keeping your home, skills and training, jobs and benefits, people on low income, money problems, employees, pensioners, buying a new home, businesses, business finances, managing your business, investing for the future.
  • Call to young entrepreneurs
    Small Business.co.uk
    Getting the right advice, Family business centre launched, Is your business a winner?, Awards for female entrepreneurs, and many more - just keep scrolling down (it may be slow at first).
  • Smallbusiness.co.uk/news/opportunities This section provides the latest UK News on government initiatives and changes in business strategy and management that create new opportunities for Small businesses.
    2017: current Opportunities for grants.

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  • Federal Grants to Individuals, Groups Other Than Individuals, Disaster Assistance

    Federal grants to individuals

  • Federal grants to individuals is very limited. However, once you are on the page, see list on right of other organizations which grant individual loans or assistance.
    Federal grants to individuals


  • Federal grants to groups other than individuals
  • Our quick entry into the Grants.gov system to find out what is available:
    Go to the Search Grants page (opens in a new tab)
    On the left, under Eligibility, check the type of group you represent (note: there are very few grants for individuals here).
    Leave all other categories at their default position.
    For instance, checking: Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education (1,145) will automatically search for all open opportunities. The number in parenthesis is the current total.
    To narrow this down, check under Category to see the number of opportunities currently open for each category.

    As indicated elsewhere on Grants.gov, to save yourself time and frustration, be sure to check out thoroughly the eligibility requirements of any opportunity you select from the listing.
    Main page GRANTS.GOV (U.S. Federal Grants)

  • Disaster Assistance
    Disaster Assistance.gov
  • The site covers:
  • Get Assistance: Address Look-up, Find Assistance, Apply Online, Check Your Status, Assistance by Category, Assistance by Federal Agency, Community Leaders, Other Recovery Help, Application Checklist, Forms
    Information: News Feeds, Immediate Needs, Moving Forward, Disabilities or Access and Functional Needs,  Older Americans, Children and Families, Disaster Types, Foreign Disasters, Fact Sheets

  • Special Circumstances: for instance, for the Puerto Rico Disaster (2017), the site provided such things as:
    Residents of current disaster areas address check for eligibility
    Transitional Sheltering Assistance Hotel Directory
    A How to Help page to volunteer



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    Where to obtain small loans to start a business

  • Where to Get Money to Start a Business 10 Sources of Startup Funds for Microsized Businesses. Good advice on best ways to start.
  •  Small Business Grants This is for UK but the ideas may be translatable elsewhere. Each government has some funds available for development. You would be wise to find out what they are and decide whether or not you fit the guideline - assuming that there is money available.
  • Peer to Peer Loans by About.com. Good overview of all the different ways to get loans for those with good credit, in-between credit, bad credit, no credit. Basically covers the waterfront.
  • On Deck Capital A revolution in small business lending. Extra capital for helping your business grow. Article about On Deck On Deck - Lending, With a Twist "... the company has an offbeat system of evaluating borrowers. Instead of looking at a snapshot of performance, such as an applicant's tax returns, On Deck uses software to examine a company's daily business activity. The software figures out, among other things, how many customers the business has, how many complaints it gets and how its sales surge and sag. The idea is to gauge cash flow and see if the company is stable enough to pay back a loan. On Deck's methods of collecting payments are just as unusual. Instead of sending out monthly notices, the company electronically debits small amounts every day from borrowers -- usually about $100 -- to pay back the loan over a year."
  • Kiva Provides a platform connecting individuals who want to help small entrepreneurs in developing countries. Loans are handled by established micro-lending groups worldwide, which when repaid, is returned to the original lender.
    "Kiva's mission is to connect people through lending for the sake of alleviating poverty. Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs in the developing world." "The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money."
  • You Don't Need Money to Make Money An interesting discussion.

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    Global job search

  • careerbuilder.com For job seekers: Find Jobs, Job Recommendations, Post Resumes, Free Resume Critique, Create Free Professional Online Profile, Job Alerts, Advice & Resources, Career Resources, Education Center, Career Fairs, Salary Calculator, Career Tests, Skills Training.Free Interview Skills Training Course. And for employers: Search Resumes, Post Jobs, Advice. "More than 23 million unique visitors come to the site every month to check out opportunities in every industry, field and job type." "CareerBuilder.com powers the online job search centers for more than 1,000 partners, including 150 newspapers, America Online and MSN."

  • Monster.com18 million active members. "leading global online careers property that has changed the way people look for jobs; the way employers look for people; and the way companies connect with their target audience." "With approximately 5,200 employees and operations in 36 countries, Monster Worldwide has an unparalleled international reach." Profile & Resume, Cover Letter, Job Search/Browse, Career Benchmarking, Career Mapping, Career Development, Advice for Job-Hunt Strategy, Interviewing, Salary & Benefits.
  • AOL find a job Allows you to narrow it down for jobs in your area and job classification. Also at home work.

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    U.S. job search

  • Internet Job Store Substantial listings for major cities all States for internet, IT, computer... based jobs.
  • simply hired Job search made simple. U.S. all types of jobs. 3,176,237 jobs across the web as of 19 January 2009.



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    Helping parents

  • Caring.com
    Helping you help your parents. Get eldercare help. Meet and share with others like you, get answers, find local resources, expert articles, tips and advice. A vibrant community of experts to answer questions, and others in the community who may have suggestions, advice and support. Excellent site. Has helped many deal with problems. Major topics include: health, money and legal matters, home care, life, housing, to-do lists, ask and answer, groups, news and views.



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    In U.S. if you are over 50
  • AARP (Association for the Advancement of Retired Persons)
    In the U.S., you can join at age 50 and be able to qualify for a number of programs in your state such as help in paying for food, enrolling in programs helping save money, extra help through Medicare, programs which help pay for prescription drugs and health care.
    AARP Foundation Benefits. Very Helpful benefits page.
    At the top of the page, click on Discounts, Insurance,  Financial, Health Products, Travel Benefits, Automotive, Membership, Browse All Benefits.
  • AARP and AARP en Español. The home page of AARP has a great deal of information which may be of help.
    AARP's Living On A Budget. See links at the top of page: Consumer Protection, Living on a Budget, Managing Debt, Saving & Investing,Taxes.
  • BenefitsCheckUp National Council On Aging
    Join the 6,206,140 people who have discovered $22 billion in benefits with BenefitsCheckUp
  • NCOA.org National Council on Aging
    - Economic Security: Benefits for Seniors, Home Equity, Older Workers, Money Management
    - Healthy Aging: Falls Prevention, Chronic Disease Management, Senior Hunger & Nutrition, Aging Mastery Program 
    - Public Policy & Action: Action Center, Federal Budget, Older Americans Act, Long-term Services & Support, Elder Justice, Advocacy Toolkit


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    Getting yourself out of debt (One of the best recommendations I have found)

    Martin Lewis' Money Saving Expert.com Debt Problems - Where to start, what to do, where to get help. "There is no such thing as an unsolvable debt problem. It mightn't be easy or quick, but there's always a route."

    It's one of the best step by step guides I have seen. Very complete. It's directed at the UK but most of the ideas, steps, and type of agency or helping hand are available in some form elsewhere. There are four videos which can make the experience of going through the explanations easier. All for free - he calls it consumer revenge. Plus other relevant articles, free money saving tools, relevant forums. This service is free.



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    Help at the Community Level
    Often, the most available help is at the individual community level. An example of finding help in a particular city in the U.S. is given as a guide for possibly finding help where you live. Includes links to help nationwide.

    Includes many links to help nationwide. As an example, Buffalo, New York has been chosen. Searched the web for 'buffalo NY social services' and by following leads in the returns, found the following:
    • County Departments of Social Services for New York State found under the office of Children and Family Services.
    • Services for Erie County Programs and Benefits (includes Buffalo) Food Stamps, Medicaid, Public Assistance, Temporary Assistance, Child Support, Day Care, Employment, Home Energy Assistance Program, Children Families and Adults, special Investigations, Legal Advocacy For Disabled, Help Guide.Note: Do not make the mistake of looking for Buffalo County - You will end up in Wisconsin.
    • Charity Guide - Worldwide listing of charities Found 1984 charities in Buffalo, NY"There are many ways in which to support worthwhile causes in your area. Whether it is in the form of monetary donations, or a small bit of your time each week."
    • American Red Cross Location finder for a Red Cross chapter near you. Provides help in an array of services after a disaster. One such help, the Hurricane Recovery Program (HRP), provided assistance to those affected by the hurricanes. Other services after a disaster include: Contact family members, find shelter and supplies, recover after a disaster. The Red Cross also has a number of services to help military families.
    • Salvation Army To find a center near you, use locator provided. Or go to National Salvation Army. Branches also in Canada.
    • General Shelter and Other Transitional Housing Programs: New York U.S. Department of Housing and Urban Development.
    • Local HUD Information for information by state and communities on rent assistance and shelters for homeless.
    • HUD Main Site (U.S. Department of Housing and Urban Development). Information on Apply for FEMA housing assistance, Buy a Home, Find Rental Assistance, File a Discrimination Complaint, Learn about the Housing Choice Voucher Program, Access the Real Estate Assessment Center (REAC) System, Access the Limited Denials of Participation List, Find My Local Public Housing Agency (PHA).
    • HUD in New York Many LOCAL resources: Get Rental Help, Avoid Foreclosure, Find Homeless Resources, Access Disaster Assistance and Help, Learn About Homeownership, Find Senior Resources, HUD Homes for Sale, Subsidized Apartment Search, Homebuying Assistance, Help With Your Utility Bills.
    • Hunger Action Network of New York State Provides an Emergency Food Program Directory which helps locate a food program county or zip code.
    • Need food assistance? call National Hunger Clearinghouse 1-866-3-HUNGRY or 1-877-8-HAMBRE en Espanol
    • For Hunger Hotline in New York City has map of locations in the city.
    • Catholic Charities USA To find help in other cities, states, or zip code
    • Supportive Services Corporation a nonprofit Supportive Services Corporation which "assists job seekers 55 years of age and over, as well as, employers seeking qualified job candidates throughout all of Erie County. We also operate a Senior Community Service Employment Program (Title V Senior Aides Program) which provides part-time community service work to eligible individuals at participating local non-profit, governmental or public agencies. Additional services include weatherization assistance to income eligible Erie County residents outside of the City of Buffalo."
    • People Inc "Western New York's leading non-profit human services agency. Through a variety of services including residential, employment, community outreach, health care and recreation programs, we help seniors, families and people with disabilities live more healthy, independent and productive lives."
    • Directory Assistance Nationwide
      • Yellowbot.com Can find social services listing. For the key words 'social services' for 'Buffalo NY', I found 200 buffalo NY Also has a scrolling map which marks the location for each service.
      • Find social services nonprofits nationwide through Yellowpages Superpages What: type in 'Social & Human Services Organizations' and Where put in your city and state. Received 403 results for one city. Requires some sifting through, but you can probably find what you need. When put in the city 'Buffalo NY', found social services organizations Buffalo




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    Benefits to Citizens By National Governments (Worldwide)

  • Social Security Benefits in more than 170 countries covering benefits such as old-age, survivors, disability, sickness, maternity, work injury, unemployment, family allowances. A first step towards finding out the type of benefits to which you may be entitled. An updated resource maintained by U.S. Social Security Administration.
  • European Commission - Employment, Social Affairs & Inclusion
    Gives eligibility for benefits, what you are entitled to and how to go about claiming it:
    Family: Child Benefit, Family-related benefits, Maternity benefits
    Health: Benefits for caregivers, Statutory Sick Pay
    Incapacity: Disability-related benefits, Accidents at work and occupational diseases, Employment and Support Allowance
    Old-age and survivors: Pensions,Bereavement Benefits
    Social assistance: Pension Credit, Working Tax Credits, Universal Credit
    Unemployment: Job Seeker's Allowance
    Moving abroad: Contributions paid abroad can count
    Main residence: Habitual residency
  • Do your own search for all benefits by sub-union/country
    In many cases states, regions, territories, counties, cantons, cities each may have their own social services
    Search for your place of residence plus 'social services benefits' using national language.
    As examples:
    Ireland
    Madrid servicios sociales Centros de Atencion Social

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    Benefits Portals For Citizens by Selected Countries
    • Australia Direct Government Assistance
      Australia.gov Benefits, Payments and Services Aged, Australians Overseas, Carer's, Crisis & Other Assistance, Family, Drought, Farmers, Housing, Jobseekers, Migrants, Military Personnel, Multilingual Services Information Payments, People with Disabilities, Veterans, Youth & Students among others.

    • Belgium - Federale Overheidsdienst Sociale Zekerheid
      Sociale Zekerheid

    • Service Canada
      Service Canada English Français - Online services, forms, grants, job bank, health, seniors, disabilities, veterans, youth, students, services to entrepreneurs, and more

    • Chile Servicios Sociales Gobierno - Portal
      INSTITUTO DE NORMALIZACION PREVISIONAL INPQué es INP, Empleador, Trabajador, Pensionado, Otros Usuarios, Seguridad Laboral, Servicios. Consultas beneficios INP 800 20 25 00, consultas Reforma Provisional 800 64 60 90

    • Danmark Velfærdsministeriet
      Velfærdsministeriet

    • Estonia
      SotsiaalministeeriumPerele, Patsiendile, Eakale, Lapsele, Puudega inimesele, Töötajale, Tööotsijale, Tööandjale, Projektijuhile, Välismaalasele

    • India Social Services Portal
      Citizens Section Health: Child care, family welfare; Education: Scholarships, awards, loans, aid; Employment; housing; Senior citizens.

    • Malawi
      Malawi NGO List (2003) by CONGOMA (Council for Nongovernmental Organisations in Malawi.
      MACOHA Ministry of Social Development and People With Disabilities through Malawi Council For the Handicapped Programs/Services and Implementation Strategies

    • .
    • Mexico
      Sistema Para el Desarrollo Integral del la Familia Alimentación, adultos mayores, prevención familliar, procuración, discapacidad, vinculación, juridico

    • New Zealand
      Ministry of Social Development What We Can Do For You: Individuals, Families, Children & Young People, Students, Seniors, Disabled People, Community, Rural Services

    • Ã-sterreich
      Ihr offizieller Amtshelfer für Ã-sterreich

    • Pakistan
      Government Ministries select relevant ministry: Social Welfare and Special Education Division, Women Development Division, Youth Affairs Division.

    • Perú
      Portal de Servicios al Ciudadano y Empresas

    • Philippines
      Department of Social Welfare and Development See Programs/Projects dropdown list of services: community, center, residential care, Social Welfare and development technologies. Also list of regional offices of DSWD.
      Questions and answers about solo parents Solo Parents: Benefits and Requirements.
    • Singapore
      National Council of Social Service links to services, helplines, portals Individuals and families in social/financial Need, list of service centre locations, helplines, children and youth online couselling, family / disability / eldercare / caregiver services.

    • South Africa
      South Africa Social Security Agency Social Relief of Distress, Grants: Old Age, Disability, War Veterans, Child, Foster Child, Care Dependency, Child Support, Grant-in-aid for full time help due to disability or mental illness.
      Also see, Grants and Pensions Relevant social services are found in different governmental departments. Select the one relevant to you.

    • Switzerland
      Health and Social Assistance on Switzerland's Official Web Portal. Health and Social Security including: AHV / IV, Health insurance, Social security, Disability, Prevention, Addiction and drugs, Consumer protection, Food safety. Main point of access to online information from the federal government, the cantons and local authorities in German, French, Italian, Romansh and English.

    • Trinidad and Tobago
      Ministry of Social Development Click on Social Services dropdown menu. Includes under social welfare division: Burial assistance, clothing / dietary, education medical equipment home help / household help / micro enterprise and training / school textbooks / special child grants, disability assistance, house rent, old age pension, free bus pass

    • United Kingdom - Direct Government Assistance
      Help from DirectGov - Keep warm keep well plus help in financial crisis. Claim an energy grant, Warm Front Scheme, Other financial help: Pension Credit, Community Care Grants, Budgeting Loans, Crisis Loans.
      U.K. Gov Guide to Benefits what you might be entitled to including: Education loans, financial support for parents, allowance for carers, disabled rights, over 50s retirement / pensions / benefits, health care, employment, among others.

    • United States - Direct Government Assistance

      Note: Each State may have other programs not listed on the federal government site. Search for these by searching on the web for name of state + government benefits.

      Benefits.gov U.S. Child care/support, counseling, disability, disaster relief, education/training, energy assistance, from food stamp to nutrition/meal food programs, over 80 grants/scholarships, health, housing, insurance, living assistance, loans, Medicaid/care, over 50 benefit programs for veterans, among others.

      For federal government grants for the grant community
      Find. Apply. Succeed. Grants.gov is your source to FIND and APPLY

      For Personal Loans
      Grants.gov does not provide personal financial assistance. However, if you are looking for personal assistance, they suggest checking:
      Governments Benefits as also listed above.
      Student Loans
      Small Business Start Up Loans

      US Federal Government Grants, Scholarships, Loans, Free Services Aid agencies, grants, funding programs, fed assistance, students, traineeships, grants and loans for business / health / housing, mortgage insurance.

      Indian Health, Social Services - fedmoney.com



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    50+ Entrepreneur Start a New Business with help from U.S. Small Business Administration English Español

  • 50+ Entrepreneur Programs and services to help you start, grow and succeed. U.S. Small Business Administration. Small business planner, services, tools, local resources, E-Newsletters, Free Online Training, E-Payments, Marketing and Outreach, Budget and Performance "According to the Kauffman Foundation, Americans aged 55 to 64 form small businesses at the highest rate of any age group -- 28% higher than the adult average."
    See For overview ENCORE ENTREPRENEURS: New SBA resources for boomer startups.
    En Español Agencia Federal para el Desarrollo de la Pequeסa Empresa

  • Encore.org If you want a second career, interested in the social or nonprofit sector, want to earn while fulfilling your dreams, Encore may be able to point you in the right direction. "The Encore Careers campaign aims to engage millions of boomers in encore careers, providing personal fulfillment doing paid work and producing a windfall of human talent to solve society's greatest problems."

    Further Reading
    Retooling for encore careers



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    Volunteering

    Regardless of your situation, think about volunteering your time to a good cause. Everybody wins.
    INTERNATIONAL
  • Worldwide Volunteering Also see database Worldwide Volunteering has a free search-and-match database with over 1600 organisations offering over 1 million placements all over the world. Placements range from rescuing orphan orangutans in Malaysia to playing football whilst educating kids about HIV/AIDS in Africa or monitoring endangered sea turtles in America and Europe. Contact Amy at Sussex and Surrey VPM at the email address aholtz@wwv.org.ukThis e-mail address is being protected from spam bots, you need JavaScript enabled to view it or phone 07872 635073 for help with finding placements abroad as well as in the UK.
  • Concordia a small not-for-profit youth charity whose aims are to encourage international youth exchange as a means of promoting greater cultural awareness, international understanding and peace. Short-term international volunteer projects are one way by which we hope to achieve these aims. Our International Volunteer Programme offers 16-30 year olds the opportunity to join international teams of volunteers working on short-term projects in over 50 countries world-wide. The project range is diverse and includes nature conservation, restoration, archaeology, construction, art and culture as well as projects that are more socially based including working with adults or children with special needs, children's play schemes and teaching. Volunteers pay a registration fee of £110 and fund their own travel. Board and accommodation is free of charge. All available projects are currently listed on the website.
  • Volunteer.gov U.S. Building America's Communities of Service. Map of States shows opportunities in each state. 23 featured volunteer categories including General Assistance, in over 8 different U.S. Services.
  • Peace Corps"Established in 1961, the Peace Corps engages men and women 18 years and older to serve for two year assignments in countries overseas and help communities solve important challenges in the developing world. To date, more than 170,000 individuals have served in 136 countries as Peace Corps volunteers, working in such diverse fields as education, health, HIV/AIDS education and awareness, information technology, business development, the environment, and agriculture."
  • Overseas Volunteers for Prosperity "...a call to service by highly skilled Americans to serve as volunteers overseas for flexible, short-term assignments to help achieve U.S. global health and prosperity objectives. Such objectives include providing clean water, promoting democratic governance, developing economic freedom, promoting free and open markets and stemming the spread of HIV/AIDS."
  • USA Freedom Corps Besides the three programs above, lists other volunteer initiatives within the U.S. and abroad of the U.S. federal government such as: AmeriCorps, Citizen Corps, Learn and Serve America, Senior Corps, Take Pride in America, The Corporation for National and Community Service, Interactive Program Selector, Federal Agency Initiatives, Special Initiatives, USAFC Volunteer Network Partners

    LOCAL
  • Volunteer DIY In Community


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